Call Us 239-240-9797 ☰ ˟
Guardian Shield Financial Group LLC
Our Carriers Call Us: 239-240-9797
  • Home
  • Get A Quote
    • Annuities
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • Business Owners (BOP) Quote Form
    • Disability Insurance
    • Employee Benefits
    • Financial Services
    • Health
    • Homeowners
    • Life
    • Long-Term Care Insurance
    • Renters
  • Blog
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Guardian Shield Financial Group LLC
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Get a Quote

Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Life Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Health Icon

Health

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
RV & Boat Icon

Employee Benefits

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Home > Long-Term Care Insurance Home

Long-Term Care Insurance


Long-Term Care Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Long Term Care Insurance Quote From

Long-Term Care Insurance Information

Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, toileting or continence, and/or transferring (e.g., getting out of a chair or out of bed). These six actions are called Activities of Daily

Living–sometimes referred to as ADLs. In general, if you can’t do two or more of these activities, or if you have a cognitive impairment, you are said to need “long-term care.”

Long-term care isn’t a very helpful name for this type of situation because, for one thing, it might not last for a long time. Some people who need ADL services might need them only for a few months or less.

Many people think that long-term care is provided exclusively in a nursing home. It can be, but it can also be provided in an adult day care center, an assisted living facility, or at home.

Assistance with ADLs, called “custodial care,” may be provided in the same place as (and therefore is sometimes confused with) “skilled care.” Skilled care means medical, nursing, or rehabilitative services, including help taking medicine, undergoing testing (e.g. blood pressure), or other similar services. This distinction is important because generally Medicare and most private health insurance pays only for skilled care–not custodial care.

Contact Us Today!
239-240-9797

Social Social

Resources

  • Our Products
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

Fort Myers, FL
P: 239-240-9797
© Copyright. All rights reserved. | Alvin Henderson Jr. Independent Financial Coach